6 Ways to Start Your Property Investment Journey (Even Without a Big Bank Account)


People often feel intimidated or unsure when it comes to starting their property investment journey. Maybe you’re not sure how to begin, or you don’t think you have enough capital.

It’s time to let go of those limiting beliefs, consider all your options, and finally take the leap to start changing your life for the better. Other than leveraging Other People’s Money (OPM), here are 6 potential starting points to get you started, even if you don’t have a load of cash sitting around in the bank (and if you do…it’s time to invest it!).

1. Refinance Your Residential Property

Your existing residential property can be a valuable source of capital. Consider refinancing your mortgage to release equity. For example, refinancing £100,000 at 5% and deploying it towards a buy-to-let property with a 12% cash flow can significantly boost your returns.


2. Leverage Your Accidental Landlord Status

Do you own a property that you’re not currently living in? This “accidental landlord” situation presents an excellent opportunity to build your portfolio. Explore refinancing options to unlock equity from this property and invest in additional assets.

3. Secure Deals With Equity Release And Asset-Backed Strategies

Equity release and asset-backed deals allow you to leverage existing assets to secure property purchases. Take Mike’s experience as an example, he used the equity in his parents’ unencumbered house to secure a property without requiring a down payment.

4. Invest Wisely With Inheritance

Inheritance can be transformative when used for smart investments. Resist the temptation to indulge in short-term pleasures and instead channel these funds into property investments that will generate long-term wealth for you and your family.

5. Embrace Pot Luck: Big Bonuses Or Savings

Unexpected windfalls, such as bonuses or significant savings, can present exciting investment opportunities. Be prepared to seize these moments and deploy the funds strategically towards property acquisitions.

6. Increase Your Earning Potential And Reduce Expenses

Boost your income by exploring additional job opportunities or side hustles. Additionally, negotiate for higher pay at your current job. Simultaneously, control your expenses and avoid lifestyle inflation to create a surplus for investing.


Starting your property investment journey can be both exciting and daunting. These six starting points can overcome initial hurdles and lay the foundation for a successful and profitable portfolio. Remember, taking action is crucial – don’t let opportunities pass you by. Start your property investment journey today and build a brighter financial future.

Ready to take action? Book a Call

Ready To Invest?

We make property investment easy for busy individuals by offering hands-free investment opportunities with a 10%+ return on investment. 

Ready To Sell?

Need a quick house sale? We provide a stress-free solution with no selling fees.